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Home >> Bond >>Bond Rates

Bond Rates

The Bonds are issued at different rates of interest. These rates are called Bond Rates.

A Bond is a Debt Instrument issued by a government or corporate entity for raising money. By issuing bonds, these entities take loan from the investors for a specific period of time. Various corporations and government entities utilize bonds for financing a wide range of projects and functions.

The Bond Market is a part of Capital Market, which also includes Stock Market. The Stock is called an Equity Instrument and on the other hand, a Bond is called a Debt Instrument. There are different kinds of bonds like Government Bonds, Municipal Bonds, Corporate Bonds, and Zero Coupon Bonds etc.

A bond is also called a fixed income security because the lender knows the exact cash amount he is getting back at the time of maturity.

The coupon is the rate of interest that is paid by the bond issuer to the lender. Usually, the interest is paid every six months or half-yearly.

The face value or par value or principal of a bond is that amount a lender is going to get at the time of maturity of a bond and on which interest is paid by the issuer.

The interest rate or coupon rate of a bond is mainly determined by the credit rating and duration of the bond.

According to the rates of interest or coupon rates, Bonds are categorized into six types.


Fixed Rate Bonds

The interest rate or coupon is fixed or predetermined for the whole life of the bond.

Floating Rate Bonds

Here the interest rate or coupon is associated with a money market index, for example Libor or Euribor, and a spread (it remains constant) is clubbed to that federal funds rate. Usually, the interest is paid every three months or quarterly.

Zero Coupon Bonds

No interest payment is done in case of a Zero Coupon Bond. They are traded at a discount from the maturity value.

Inflation linked Bonds

Here the principal amount or par value is linked to inflation. This is done in order to eliminate the inflation risk.

Commercial Paper

This bond is issued by leading banks and corporations for a short term.

Perpetual Bonds

A perpetual bond has no date of maturity. They are also known as perpetuities. The coupon is paid perpetually so there is a perpetual cash flow.

When interest rates or coupon rates go up, the bond prices in the market go down and vice-versa. When the bond prices in the market increase, the yield or return goes down, and vice-versa.
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