Co-operative Bank Affinity Credit Card products are different in many ways from other products of the same category. These cards are popular among the card users because of the low rates, special offers in the initial periods, low rate money transfer and so on.
A wide range of Co-operative Bank Affinity Credit Card card products are available in the market. All these products enjoy high reputation among the credit card-users.
Some of the popular Co-operative Bank Affinity credit cards are the following:
Think Credit Card: This card offers a number of facilities to the cardholders and at the same time, the card also plays a role in protecting the environment. There is no annual fee charged for the card and additionally free credit for 59 days are also provided. The annual percentage rate is 14% and it can be calculated at variable or typical rate. The card offers balance transfer services and charges 7% for the first six months. On the other hand, if the card is used to make purchase from the partner companies, the cardholders are charged with 7% interest rate.
Clear Credit Card: This card is designed with some of the unique features like credit on 0% interest rate for 59 days and free check facility. The annual percentage rate is nearly 11.9%. There is the option of typical or variable interest rates. The interest applied on the balance transfer and other purchases and transactions are also 11.9%. The cardholders are provided with travel accident insurance coverage when the journey tickets are purchased through the card. The cardholders also receive legal and medical assistance on the foreign lands.
Co-operative Members' Credit Card: This card offers 0% fixed interest rates on the balance transfer activities as well as on purchases. This introductory offer is provided for the initial six months. 15.9% is charged as annual percentage rate. There are a number of other facilities provided by the card. The cardholder earns a certain portion of the profit made by the bank. This amount is paid twice every year. The card also offers cash back facilities to the cardholders. Conditional interest free credit is also offered by the card.
Flat Rate Platinum Credit Card: The cardholders pay very low interest rate for the services provided by the bank. The annual percentage rate as well as the interest rate for the balance transfer and other deals is 11.9%. For the first five years, the rate remains unchanged. After that the rates are revised and calculated according to the variable rates. Other benefits include conditional travel insurance, conditional purchase protection and so on.
