First Bank of Delaware Credit Cards provide services mainly to people with poor or low credit score. These credit cards are provided with low APR and annual fees. The transactions done through the cards are reported to the credit bureaus and it helps in modifying the credit scores of the consumers.
First Bank of Delaware Credit Cards are very popular among the consumers. These cards are not only used for purchasing different commodities but also used to modify the credit scores of the cardholders. The bank provides different unsecured credit cards to the consumers with unfavorable credit scores. The annual fees and all other charges are also affordable.
Some of the credit cards of the First Bank are the following:
Continental Finance Gold MasterCard
This is one of the most popular credit card products of the bank. The targeted customers for this card are the individuals with poor credit history. The Continental Finance Gold MasterCard holders are provided with a number of services by the bank. The cardholders can use the free online tools provided by the bank to handle their finances properly. The available credit limit is also raised twice a year.
The annual fee applicable for the card is $25 and $12 is charged every month for the maintenance services. At the same time, the Annual Percentage Rate applicable on the of the card is nearly 9.75%. The cardholders are also charged with an one-time fee of $200 for processing of the account.
Continental Finance MasterCard
This product is meant for people with bad credit score. These people are mostly denied from unsecured credit card services. The First Bank forwards a monthly report to the credit bureaus about the transactions of the cardholders. This is very helpful to improve the low or bad credit score of the card holder. This card is also known as “Second Chance” credit card. The interest rates applicable on these cards are bit higher than usual and this is because of the adverse credit scores of the clients.
This is a MasterCard and the cardholders can use this card anywhere in the world. The cardholders are provided with the facilities to check their accounts and all the transaction records online. It also helps the cardholders to plan their expenditures. The credit limit of Continental Finance MasterCard is revised once in six months. There is no set up fee charged for this credit card although there is a low annual fee of $50. The Annual Percentage Rate applicable on this card is about 19.92%.
