More on First PREMIER Bank Credit Cards
The First PREMIER Bank Credit Cards offer a substantially low APR. It provides monthly reports to four important credit bureaus. The company provides 24-hour telephone access to customers and the credit decisions are given in less than a minute.First PREMIER Classic Card, some characteristics
The yearly percentage rate for buying is 9.9%. The yearly APR is 19.9%, for receiving cash in advance. The penalty APR for making purchases is 19.9%.The one time program fee is $95.00. The annual fee is $48.00. The charge for monthly servicing is around $84.00 yearly. The fee for issuing an additional card is $20.00, annually.
The grace period on purchasing is a time frame of 25 days. The condition to be met is that the previous month's due balance has to be cleared within the stipulated time period.
The minimum charge for finance is $0.50. Fees charged for late payment is $29. Fees charged for crossing the set limit is $29.
The account maintenance fee realized on a monthly basis is $3. This applies to accounts, which are closed but has balance greater than or equal to $20.
The bank charges a fee for transactions involving foreign currencies. The charge amounts to 1% of the transaction volume.
If there is an increase in the credit limit, the bank also charges a fee. It amounts to $25.00 .The fee for accessing Internet is $3.95. The fee for copying is $3.00 for each item. The fee for wire transfer is $5.00, for each transfer.
First PREMIER Bank Credit Cards also carry some finance service charges, like autodraft charge, express delivery charge.
Apart from these, there are various other kind of services rendered by First PREMIER Bank Credit Cards and needless to say that the bank imposes charges for them.
