There are a number of credit card products that are offered by Halifax. The Halifax credit cards are offered with low interest rates and special introductory offers. The other fees are also very low. These cards provide insurance coverage to the cardholders.
The Halifax credit cards mainly cater to the financial requirements of the clients in the United Kingdom. These cards are offered with different customer-friendly features that encourage a huge range of customers to opt for these cards.
Some of the Halifax credit cards are the following:
• Halifax Classic Credit Card: This card is very helpful in developing a good credit score. The credit limit set for this card remains between £250 and £2000. The card charges 27.9% as APR at a variable rate. At the same time, there is no annual fees charged for the services provided by the card. Apart from these, the cardholders are also covered for any kind of online fraudulent activities.
• Halifax One Credit Card: This card has global acceptance and it offers very low introductory charges and 9.9% Annual Percentage Rate (Variable). The balance transfer services are offered with 0% interest rates for the first 9 months from the card issuing date. There is no annual fees charged for these cards. The cardholders are also provided with additional security for any kind of online fraudulent activities. Additional cards are also provided with this Halifax credit card.
• Halifax Student Credit Card: This card is provided with the usual features of Halifax credit cards as well as some other attractive features. Among these, the adjustable credit limit provided on these cards is worth mentioning. According to this, the cardholders have the option to choose from the credit limit between £100 to of £500. Apart from these the Halifax Students Card users are also provided with discounts for a number of products. The card providers send text alerts regarding minimum due amount and the due date. The APR applicable for these cards is nearly 17.9% and calculated at a variable rate.
• Halifax Plus Credit Card: This card is very helpful for the purpose of balance transfer. The balance transfer fee is 3% of the transferred amount and the interest rate is 0% for the initial thirteen months. The card also offers 0% interest rates for the purchases for the first six months. The annual percentage rate applicable on these cards is nearly 15.9%.
