Users of Lloyds TSB Credit Cards can avail balance transfer, cash withdrawal and free airmile and a number of other credit card services provided by these cards. Lloyds TSB credit cards offer some of the best interest rates and lower service charges.
Some of the popular Lloyds TSB credit cards are as follows:
Student MasterCard Credit Card: The credit limit for this card is decided by the card providers. The annual percentage rate applied on this card is 19.9% at a variable rate. The card offers balance transfer services. According to the promotional transactions, 0% per annum is charged for the balance transfers that are done within six weeks from the activation of the card account. The cash withdrawal activities are charged with 24.9% interest rates. On the other hand, 18.324% is charged for all other financial transactions done through the credit cards. The cardholders are also secured against any kind of fraudulent activities. Online facilities are also provided to the cardholders.
Advance MasterCard Credit Card: The card offers some of the best interest rates in the market. The interest rates charged on the purchases are 0% for the first 6 months. At the same time, the card providers charge 4.9% for the balance transfer activities and the rates are applied for the first year. After that the rates are revised. Additional 3% of the transferred amount is charged as balance transfer fees. Annual percentage rate for this card is 11.9%
Platinum MasterCard Credit Card: The annual percentage rate for this card is 16.9%. The balance transfer fee for this card is 3% of the total transferred amount and the interest rate is 0% for the first one year. The cardholders also enjoy 0% interest rate on all the purchases for the initial six month period
Airmiles Duo Credit Card Account: Two cards are maintained through this account. Lloyds TSB Airmiles Duo MasterCard and Lloyds TSB Airmiles Duo American Express Card are offered through this single account. No annual fee is charged for the services. The cards offer free airmile for transaction of a certain amount. The interest rate charged for the balance transfer activities is 0% for the first six months. The annual percentage rate for this card is 15.9%.
