Palm Desert National Bank Credit Card is an excellent alternative for the unsecured credit cards. This card is a type of prepaid credit card. Apart from making purchases, these cards are also used for some other purposes. The fees charged on these credit cards are very low and affordable.
The Palm Desert National Bank credit card is a kind of stored value credit card. This card is offered to all those who are having difficulty in getting unsecured credit cards. This card is provided with three different plans.
Features of Palm Desert National Bank Credit Card
The Account Now Vantage Debit Visa Card offered by Palm Desert National Bank is a prepaid credit card. The cardholder needs to deposit certain amount of money in the card account and this money is used to provide different kinds of facilities to the credit card holder. There is no annual fee levied on this card. The APR and introductory rates are not applicable on this card because of its prepaid nature. Unlike other prepaid credit cards, the Palm Desert National Bank Credit Card does not demand any banking account. The payments made for the card services can be done through the paycheck or by transferring money from any other bank account.
Fees Applicable on Palm Desert National Bank Credit Card
Although there is no annual fees applicable on Account Now Vantage Debit Visa Card, there are some other fees that are charged by the bank to provide this service. The cardholders have to pay $29.95 as activation fee. At the same time, the cardholders also need to pay $9.95 every month as participation fee. A certain amount is also charged as transaction fee for any kind of purchase done outside the US market.
Benefits of Palm Desert National Bank Credit Card
The card offers some additional facilities to the cardholders. Palm Desert National Bank Credit Card provides bill payment service to the cardholders. At the same time, the cardholders can also get the services of a credit builder by using the Account Now Vantage Debit Visa Card.
