The MBNA America Credit Card is a credit card offered by the reputed financial services providers MBNA Europe Bank Limited and Bank of America. As Bank of America has acquired MBNA, the credit card transactions of MBNA are managed by Bank of America.
About MBNA America Credit Card
In the year 2005, Bank of America acquired MBNA, which is a premier financial services provider in the United Kingdom. The principal objective behind this merger was to provide top quality credit card services to the people of United States.
As Bank of America is the owner of MBNA, every customer service and credit card transaction are supervised by Bank of America. MBNA America credit cards are sometimes called as Bank of America credit cards.
MBNA America credit cards are offered to the customers in different forms and they are constituents of both VISA and MasterCard Networks.
Forms of MBNA America Credit Cards
MBNA America credit cards are offered in the following forms or types:
• Everyday Credit Cards
• Cash Rewards Credit Cards
• Students Credit Cards
• Credit Cards for employees of professional organizations like American Society of Mechanical Engineers and American Institute of Architects
• Credit Cards for employees of Air Force Academy of America and other military academies
• Airline Miles Credit Cards
• Recreation Credit Cards
• Business Credit Cards
• World Points Credit Card
• Secured Credit Cards
Benefits Offered by the MBNA America Credit Card
MBNA America credit cards offer the following benefits to the card members:
• No annual fee is charged
• The APR (Annual Percentage Rate) is small at the initial stage
• Credit limit is available up to the extent of 100,000 U.S. dollars
• Instant card replacement facilities for events like theft or loss of card
• Global acceptance and cash withdrawal facilities from ATMs around the world
• 24-hour customer care services
• Automatic bill payments
• Fraud protection services
• Availability of Travel Planning Services
• Online credit card account access
• Accidental insurance benefits for travelers
Online Application Services Offered by MBNA America Credit Card
At present, all online applications and credit card payments for MBNA America credit card are received by Bank of America, however, credit card applicants also have the option to apply via the official website of MBNA. Applications can also be made directly through the Bank of America website.
