Corporate
GMAC Financial Services is one of the world's largest financial services companies and has operations in over 40 countries. The company was established in 1919 and has extended over US $1,400 billion in credit to help finance over 162 million vehicles worldwide. GMAC Financial Services offers products and services that cover automotive finance, commercial finance, insurance and mortgage products, and real estate services.
Products and Services
A range of products and services are provided by GMAC for the Business Customer from vehicle fleet funding and leasing to specialist commercial financing.
GMAC offer business expertise through these specialized divisions:
Commercial Services Division
This division provides inventory financing and accounts receivables that could be tied up with other specialized products and services such as credit and risk mitigation tools, collection and accounting services and foreign trade financing programs.
Accounts Receivable management
International Debt and Domestic Financing
Credit Protection/Risk Mitigation
Import /Export Factoring
Customer Bad Debt Protection
Letters of Credit (Elimination)
Domestic Factoring
Non Notification Customer Credit Guarantee
Export Customer Guarantee Program
Select Customer Credit Protection
Global Open Account Trade Credit
Supplier Early Payment Program
Structured Finance Division
This division provides a wide range of major lending products with amounts spanning between US $ 10 million to US $ 500 million, and customized to meet the typical requirements of mid-sized companies and private equity participants. The division has extensive experience in the automotive, manufacturing, distribution and retail industries.
Asset Based Lending
Jr. Secured Mezzanine Lending
Acquisition Lines
Letters of Credit
Automotive Supplier Finance
Plan of Reorganization
Capital Expenditure Lines
Retail Finance
Debt Refinancing
Private Equity Fund Guarantee Loan
Debt Restructuring
Private Equity Sponsor Buyout
Debtor-in-possession Financing
Term Loans
Global Acquisition Financing
Turnaround Financing
Grocery Retailing
Working Capital Revolvers
European Operations
GMAC has locations spread across North American, Europe and Asia and as part of a global network of financial partners has the ability to facilitate worldwide trade on open account terms.
The UK business of GMAC was set up in 1960 and is today a leading independent corporate funding specialist with global reach.
The custom made commercial finance solutions, include:
Invoice Finance
International Trade Solutions
Asset based lending
In Poland GMAC Commercial Finance Sp. z o.o. has been operating since October 2004, offering financial solutions designed to meet financing needs of clients with certain specialized products:
Financing receivables
Buyer credit protection
Factoring and discount of promissory notes
Collection and administration.
Contact Details
1290 Avenue of the Americas
Third floor
New York
NY 10104
(212) 884-7000