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Home >> Insurance >> Auto Insurance >>Commercial Auto Insurance

Commercial Auto Insurance


Commercial Auto Insurance or Commercial Automobile Insurance offers coverages for automobiles or vehicles if there is an accident when the vehicles are being used for the purpose of company business. The coverages are available for loss or damage to cargo or automobiles, injuries, or other property damages.

Having a Commercial Auto Insurance Policy is a matter of utmost importance because the commercial auto also needs protection like the personal auto. The simple reason behind that is if an automobile gets involved in an accident at the time of carrying out company business operations may not avail the coverage from a Personal Auto Insurance Policy. The situation may get worse if an individual is charged for deceit if an automobile has been placed in a Personal Automobile Insurance Policy which is actually being used for business purposes. Commercial Auto Insurance offers a wide range of coverage for the commercial vehicles. To select the appropriate Commercial Auto Insurance Policy, a large number of brokers and agents are there to help.

The coverage available under Commercial Auto Insurance can be applied for the following types of commercial vehicles:

  • Business-use automobiles
  • Pickup Trucks
  • Vans
  • Tow Trucks
  • Non-owned vehicles
  • Rented vehicles
  • Passenger automobiles
  • Tractor Trailers

    Commercial Auto Insurance Coverage has the following features:

  • The rates are available for a comprehensive variety of driver types and automobile usages.
  • Flexible payment options are available.
  • Coverage limits are available for up to $1 million.

    Under Commercial Auto Insurance Policies, the following coverage are usually available:

  • Bodily injury
  • Property Damage
  • Underinsured/Uninsured motorists
  • Medical payments
  • Comprehensive
  • Collision
  • Motor Truck Cargo


    Commercial Auto Insurance has become quite popular because of its wide acceptability and excellent customer service. A cost-efficient Commercial Auto Insurance Policy offers competitive rates or quotes, superior insurance and hassle-free claims procedures. It safeguards a business from risks of liability and loss arising from the usage of company vehicles. The risk is transferred from the business to the insurance company.

    The leading Commercial Auto Insurance Companies include the following:

  • Progressive Casualty Insurance Company
  • Allstate New Jersey Property and Casualty Insurance Company
  • American International Group (AIG)
  • IDS Property & Casualty Insurance Company
  • Chubb Insurance Company
  • Liberty Mutual Group
  • National General Insurance Company
  • New Jersey Manufacturers Group
  • Palisades Safety & Insurance Association
  • State Farm Guaranty Insurance Company
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