Building Insurance

Building insurance is a kind of property-related insurance wherein one insures his/her building /real estate against any kind of probable risk and damage. Building insurance is significant both for personal homeowners, landlords, as well as owners of business estates.

For a homeowner, home insurance can include both insurance for home buildings and insurance for household contents. While for commercial building insurance, building insurance includes insurance for the industrial housing as well as the machinery and other industrial equipments.

In the USA and some other countries, home buildings insurance is compulsory and there most of these home building insurance policies are based on a term contract which is fixed for a certain period of time. In other countries although home buildings insurance is not compulsory but there it is also considered to be an essential requirement.

Some of the companies which provide property or building insurance are:

  • Swansea Building Insurance in UK
  • Halifax Insurance in UK
  • ICICI Lombard, India

 

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Last Updated on : 4th June 2013