Hartford Term Insurance

The Hartford group offers a portfolio of different insurance products to a diverse group like employers, associations, and affinity groups that provide protection to employees, members as well as the ones affiliated to them. Its main categories are – Disability and Life and Accident. Besides the above mentioned policies they also sell Retiree Health Solution to employers.

History:

Hartford has been a major institution in the arena of insurance services as well as products since its inception in 1910. Their activities have been backed up by their considerable experience, size, and stability. It is the fourth largest life insurance company in the US as well as the funding partner of US Paralympics.

Products:

Hartford sells the following products:
Disability Products

Disability Income Protection
Accident Disability Plan
Business Overhead Plan

Life and Accident Products

Term Life Insurance
Accidental Death and Dismemberment
Bank Club Program
Hospital Indemnity Program
“Thank you”AD&D

The Term Life Insurance plans come with the following options:
Living Benefits Option

Spouse Continuation Provision
Waiver of Premium
Conversion Privilege
Senior and Term Joint Life

Death by suicide is liable to be covered only if the said person has been insured for two years. It is done by Hartford's Term Life Policy. Benefit amounts are liable to be reduced at a certain age. Hartford also sells the following products for employers:

Group Disability
Group Life and Accident
Group Retiree Health
Small Business Solutions


The following services are provided by them for events and organizations:

Claiming Management
Information Management
Employee Assistance

As producers and TPA s they manage businesses with an eye for marketing material, and as employers they administer the benefits of their employees.

Sources: groupbenefits.thehartford.com