It is important to note that buildings insurance only covers the rebuilding cost of the property in question and not its market value. The rebuilding value constitutes the cost of rebuilding the damaged house after its damage or destruction. At present the home insurance market in the UK is debating the compulsory introduction of NCD (No Claims Discount) which allows the policy holder to save a substantial amount of premium expenditure.
There are many insurance companies that provide home insurance in the UK but the best products and services are offered by some of the biggest names in the UK insurance market.
AA Insurance, Lambert House, Stockport Road, Cheadle SK8 2DY Tel: 0800 197 6174 Fax 0161 488 7300 www.theaa.com
Barclays Home Insurance, 1 Churchill Place, London, E14 5HP Tel: 0800 068 8097 (please quote INT) or Textphone: 0800 828 925 www.barclays.co.uk
Churchill Insurance Company Limited, Churchill Court, Westmoreland Road, Bromley, Kent, BR1 1DP www.churchill.com
Cornhill Direct, 57 Ladymead, Guildford, Surrey GU1 1DB Tel: 0800 32 888 31 www.cornhilldirect.co.uk
Direct Line House, 3 Edridge Road, Croydon, Surrey, CR9 1AG Tel: 0845 246 3564 www.directline.com
Endsleigh Insurance Services Limited, Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE Tel: 0800 389 2011 www.endsleigh.co.uk
Legal & General Insurance, PO Box 6984, Birmingham B5 4BR Tel: 0800 027 7161 www.legalandgeneral.com
Liverpool Victoria Insurance Company Limited, County Gates, Bournemouth BH1 2NF. Tel: 01202 292333 www.liverpoolvictoria.co.uk
Lloyds TSB Insurance Services Limited, PO Box 1504, 80 Holdenhurst Road, Bournemouth, BH8 8YG Tel: 0800 056 3040 quoting ref: DW999 www.insurance.co.uk
Nationwide Building Society, Nationwide House, 133 High Holborn, High Holborn, WC1V 6PN www.nationwide.co.uk
Tesco Home Insurance, Cote Lane, Leeds, LS28 5TB Telephone: 0845 303 0012 www.tescofinance.com
Zurich Insurance Company, Zurich House, Stanhope Road, Portsmouth, Hampshire PO1 1DU Tel: 0800 868 686 www.zurichinsurance.co.uk
