Short Term Health Insurance

Short term health insurance is a type of insurance scheme that is used to provide health care costs for a short duration of time. These plans are appropriate for fresh college graduates or working persons waiting for insurance plan coverage. The time frame may be from one month to twelve months. These plans can be renewed.

Benefits of these plans :

In-patient & out-patient Services
Plans are very affordable.
Ambulance Costs
X-Rays & Diagnostics

It s Fundamentals:
Low premiums paid all at once or through installments
No compulsion for lifetime maintenance of such plans
Healthy, unemployed, part-time employees, school goers, people leaving home for the first time taking early retirements, temporary underwriters all come under its coverage
Flexible, reasonable but temporary health insurance coverage up to 36 months
Applying for insurance online is trouble-free and secure
Provision for instant protection, within 24 hours
Price quotes available immediately
Coverage provided for pre-existing conditions
Payments made either through cash or credit cards

Modes of working:
Under temporary health insurance plans, people are free to visit any physicians or specialists they wish
Most of such plans need pre-certification, which is compulsory for all
Temporary health plans offer coverage for surgeries, hospital cares, emergency services, diagnostic tests, prescribed drugs, follow-up medical visits, and also partial mental health care
The famous insurance companies and their respective agents offer a guarantee period of 30 days satisfaction after which they refund 100% of the individual s premium within that time period

 

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Last Updated on : 4th June 2013