In India, there are different travel insurance providers and these travel insurance companies offer comprehensive coverage. This coverage are not only for traveling within India but also tailored for abroad tours. In different parts of India, there are numerous travel insurance providers and selection of a good travel insurance can safeguard from unforeseen eventualities like cancellation of travel plans, lost of luggage, flight delays, illness, accidental death during travel etc.
While planning for a tour it is necessary to have a clear idea about the suitable insurance. A good travel insurance of India can protect from perils in unknown foreign land during crisis. In India, the travel insurance premiums are usually charged on the basis of slabs. There may be pre-defined slabs and the insurance premiums should be paid as per scheduled slabs.
While traveling abroad, in many nations travel insurance is mandatory for the visitors. All of the Indian travel insurance companies do not offer free online travel insurance quotes but the leading ones offer free online insurance quotes.
In India, travel insurances can be of the following types:
Domestic Travel Insurance
Individual Overseas Travel Insurance
Student’s Travel Insurance
The leading travel insurance providers of India are as mentioned below:
Cholamandalam General Insurance
HDFC Life Insurance
Life Insurance Corporation of India
Max New York Life Insurance
MetLife India Insurance
The two main reasons behind popularity of travel insurance in India are as follows:
The main four categories on the basis of which travel insurance can be purchased are as follows:
Individual travel insurance: This kind of insurance basically protects individual travelers. These are available for a single trip or multiple trips.
Family Travel insurance: There are various travel insurance s in India, which cover the entire family.
Travel insurances for the students: These are travel insurances for students who are traveling abroad for higher studies.
Corporate travel insurance : There are travel insurances for businesses, which minimizes their costs for insuring the employees who are traveling.
While grabbing travels insurance in India, it is a good idea to have clear knowledge about the travel insurance claim process.