Abstract: In this paper we will describe the benefits of the Unemployment Insurance Programs run by the U.S Department of Labor. At times, the unemployment rate in US was increasing day by day, that's why the Federal Government started the unemployment insurance programs. Those eligible workers who are unemployed not by virtue of their own fault will be eligible for unemployment benefit.
The US Department of Labor Unemployment Insurance programs are started by the Federal Government to provide some unemployment benefits to those eligible working classes who belong to a state of unemployment not for their own fault but for some other external reasons. The unemployed individual must meet the criteria, set by the State Law, to get the unemployment benefits.
The amount of benefit is based on the annual individual income. The benefits are given for maximum 26 weeks. The government provides some extra benefits, which vary from state to state, at the time of high unemployment. However, these unemployment insurance benefits lie under the scope of Federal income taxes and have to be reported in the tax return statement.
The State Governments mainly fix the eligibility criteria of receiving unemployment benefit. Therefore, it varies from one state to another, but the State Governments have to follow a guideline set by the Federal Law. In most of the states, funding depends heavily on the taxes levied on the employers.
To claim the unemployment insurance benefit, the unemployed individual, who is eligible for unemployment benefit, must contact the respective State Unemployment Insurance agency. The individual may file the claim over the telephone or online.
The unemployment benefit claimant may register with the State Employment Service for employment assistance. However, through the unemployment insurance programs the Government of the United States of America has improved the unemployed individuals' quality of life somewhat.