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HDFC Home Loan

An HDFC home loan is one of the main services provided by the Housing Development Finance Corporation, LTD, better known as HDFC bank.


The bank was founded in 1977 to promote ownership of homes, enhance residential housing stock, and provide obstacle free home loans. The following are the advantages provided by the HDFC home loan services:
  • Wide range of products and services
  • Home loan counseling
  • The company helps in finding the best home possible under the circumstances of their customers
  • Doorstep services
  • Multiple repayment options
  • Loan repayment
  • Post-disbursement services
  • Wide financing network.

The bank provides services to both resident and non-resident Indians. The types of houses that resident Indians can buy anywhere in India with HDFC loans are:

  • Self-contained flats in apartment owner's associations
  • Self-contained flats in cooperative societies
  • Independent single family bungalows
  • Independent multiple family bungalows
  • Row houses
  • Any other form of homes in any place in India


The home loans offered by HDFC can be arranged very easily, and can also be formatted to the requirements and repayment capabilities of the customers. For non-resident Indians (NRI's), up to 85% of the cost of the house can be obtained through a home loan. While repaying the loans, the NRIs can remit the payment amount to HDFC through normal banking channels. Following are the types of HDFC home loans:

  • Home Loans
  • Home Equity Loans
  • Home Extension Loans
  • Home Improvement Loans
  • Short Term Bridging Loans
  • Loan Against Rent Receivables


The bank has been providing services for more than 29, years and it has more than 2.6 million customers. The home loan advice provided by the bank's professionals, ranging from project approvals to legal documentation and technical advice, are very dependable. In addition borrowers can use the HDFC Home Line to schedule the bank's the doorstep services. HDFC Reality is a service provided by the bank in order to help its customers find the best possible home.

The loans provided by the HDFC bank are repayable by post-dated checks, using ECS facilities, and also at HDFC offices. Following are the loan repayment options of HDFC bank:

  • Tranche Based EMI
  • Flexible Loan Installments Plan
  • Step Up Repayment Facility
  • Accelerated Repayment Scheme


HDFC's Contact Details

Head Office:
Ramon House, 169, Backbay Reclamation,
H T Parekh Marg, Churchgate
Mumbai - 400 020.

Contact:
For Housing Loans in Mumbai
Tel: +91 (22) 66636000

For Deposits -
Tel: +91 (22) 66316060

For Others - Tel: +91 (22) 66316000 Fax: +91 (22) 22048834


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