The personal loans offered by ICICI Bank have been designed in such a manner so that they are able to satisfy a variety of needs of the borrowers. An ICICI personal loan can be utilized for multiple purposes, which include the following:
The borrowers can also avail the opportunity of getting an ICICI personal loan on the basis of the track record of repayment of their car loans, home loans, personal loans, or credit card statement of ICICI Bank or any other bank.
Online application facilities for ICICI personal loan are also offered by ICICI Bank. The application process is quick, easy, and cost-effective. Nevertheless, application forms can also be availed from any ICICI Bank branch. The borrower can fill out the form and can put in to any branch located at his convenience.
The principal advantages offered by the ICICI Bank personal loan include the following:
Following are the eligibility criteria for availing an ICICI Bank personal loan:
Criteria |
Self - Employed |
Salaried |
Age |
25 yrs. - 65 yrs. |
25 yrs. - 58 yrs. |
Net Salary |
Net Profit after tax - Rs. 60,000 p.a. |
Net annual income - Rs. 96,000 p.a. |
Eligibility |
Doctors, MBAs, Architects, CAs, Engineers, Traders & Manufacturers |
Employees of Public Ltd. companies, Private Ltd. companies, MNCs or Government |
Years in current job/profession |
3 Years |
1 Year |
Years in current residence |
1 Year |
1 Year |
Source: www.icicibank.com
Contact Details:
ICICI BankICICI Bank Towers, Bandra-Kurla Complex
Mumbai, 400051, India
Phone: +91-22 2653 1414
Fax: +91-22 2653 1167
