Lloyds TSB

Lloyds TSB Group plc is one of the leading banking and insurance groups in the United Kingdom. According to the UK banking market, Lloyds TSB is currently the fifth largest banking group in the country.

In 1995, the historical merger between Lloyds Bank and the Trustee Savings Bank (TSB) gave birth to Lloyds TSB Group plc making it the second largest bank at that time in the UK by market capitalization. Among the various subsidiaries, Cheltenham and Gloucester handles the mortgages and Scottish Widows handles life assurance.

A subsidiary of Lloyds TSB, Cheltenham and Gloucester (C&G) is a commercial bank and specializes in the mortgages and saving products. C&G is the third largest mortgage lender in the UK and the headquarter of C&G is situated at Gloucester in England. Scottish Widows is an investment company and became the part of Lloyds TSB in 2003 that controls the insurance and investment banking. The head office of Scottish Widows is situated in Edinburgh, Scotland.

Under the trading name Black Horse, Lloyds TSB Group provides motor, personal and retail finance in the UK that is operated by Lloyds TSB Asset Finance Division formed after acquiring Chartered Trust from the Standard Chartered Bank in September 2000 for £267m.
Lloyds TSB offers a sophisticated internet banking facility where the home page of the bank guides the first time users with advices. Lloyds TSB also offers advanced international and offshore banking. Worldwide personal banking facility, current accounts in Sterling and US dollar, mortgage facility in the major world currencies, etc are some of the services that Lloyds TSB offers in international banking.

Lloyds TSB Corporate Markets is a division in Lloyds TSB Group that is dedicated to business services giving an annual turnover £2m. The e-business services like electronic invoicing, auctions, procurement, credit opinions, etc are available in the corporate portal of Lloyds TSB Group. There is also e-banking service available for the financial institutions sector such as internet access to the international accounts.

Among the various banking products offered by Lloyds TSB Group, some of the major products given by them are

Current Accounts
Saving Accounts
Added Value Accounts
Bridging Loan
Mortgage Calculator
Car Insurance
Cash Account
Child Trust Fund (CTF)
Cheltenham & Gloucester Mortgages
Credit cards
Student account
Under 19's account
Debit cards
Further Education loan
Home insurance
India Banking Service
Pet insurance
Travel insurance
International accounts
International payments
Internet banking
Islamic Home Finance
Islamic Student account
Share dealing
Share dealing account

Apart from the above mentioned services, the Lloyds TSB Group offers a number of mortgages to the borrowers. The major mortgages offered by Lloyds TSB Group are

100% Mortgages
Buy-to-Let Mortgages
International Mortgage Service
First time buyer guide
Fixed-Rate Mortgages
Fixed-Rate Plus
Homeowner loan
Lloyds TSB Offset mortgage
Lloyds TSB Scotland mortgages
Low Start Mortgages
Non-standard mortgages
Standard Mortgages
Tracker Mortgage

Contact Details

25 Gresham Street,
London