Mortgage Bristol
The Mortgage Bristol service providers are always available to help solve the mortgage problems of the borrowers. The Mortgage Bristol service providers are coming up with new and exciting offers for the mortgage borrowers. The mortgage borrowers in Bristol have the freedom of contacting the service providers in their offices or at their homes.
The leading mortgage service brokers in Bristol are :
Bristol & Somerset Mortgage Brokers
FINN ASSOCIATES LTD.
Individual Financial Solutions
1st Peoples Mortgage Ltd.
Mortgage Magic
Avoncourt Mortgages
Bristol and West
R.P. Associates
Ocean Financial Services
1st Independent Direct
The mortgage service providers in Bristol provide the following kinds of mortgage loans primarily:
- Fixed Rate Mortgages
- Tracker Mortgages
- Self Cert Mortgages
- Discount Mortgages
- Easyflex Mortgages
The fixed rate mortgages may be divided into:
- Standard Fixed Rate Mortgages
- Professional Fixed Rate Mortgages
- First Start Fixed Mortgages
- Self Certification Mortgages
- Buy To Let Mortgages
The tracker mortgages may be classified into:
- Buy to Let Base Rate Tracker Mortgages
- Easyflex Tracker Mortgages
The easyflex tracker mortgages may be divided into:
- Easyflex Tracker Mortgages
- Easyflex Self Certification Tracker Mortgages
- Easyflex Buy to Let Tracker Mortgages
The self certification mortgages are found in the following forms:
- Fixed Rate Self Certification Mortgages
- Easyflex Self Certification Mortgages
- Discount Rate Self Certification Mortgages
The discount mortgages are available in the following denominations:
- Standard Discount Mortgages
- Self Certification Discount Mortgages
- First Start Discount Mortgages
Following are some mortgages and their interest rates:
- Standard Discount Mortgages – 5.34%, 5.74%, 5.84%, 6.04% for term periods of two years
- Standard Fixed Rate Mortgages - 5.95% for 2 years,5.99% for 3 years and 5 years, 6.05% for 3 years, 6.09% for 5 years, 6.19% for 5 years, 6.29% for 2 years, 3 years,5 years, 6.35% for 2 years, 3 years, 5 years, 6.39% for 3 years, 6.49% for 2 years, 3 years, 5 years, 6.59% for 3 years,
- Standard Variable Rate Mortgages – 7.84%
- Self Cert Discount Mortgages – 5.85% for 3 years, 6.05% for 2 years, 6.15% for 2 years, 6.19% for 2 years, 6.25% for 3 years, 6.29% for 2 years,
- Self Cert Fixed Mortgages – 6.25% for3 years, 6.35% for 3 years, 6.49% for 5 years, 6.55% for 2 years, 6.59% for 3 years, for 5 years, 6.65% for 2 years,6.69% for 3 years, 6.79% for 5 years, 6.85% for 3 years, 6.89% for 3 years,6.99% for 3 years,
- Self Cert Easyflex Mortgages – 6.79%, 6.89%, 6.99%,
- Easyflex Mortgages – 6.34%, 6.45%, 6.55%, 6.79%, 6.89%, 6.99%,
The FSA or the Financial Services Authority is the governing body of the mortgaging activities of Bristol. The Financial Services Authority is empowered by the Financial Services and Markets Act of 2000. This organization is provided the necessary legal power to govern the mortgaging activities in the entire United Kingdom.
The Financial Services Authority operates without any affiliation to the national government of the United Kingdom. However, since the Treasury Board is in charge of appointing the officials of the body it is answerable to them and consequently to the Parliament.
The main objectives of the Financial Services Authority are as follows:
- Market Confidence
- Public Awareness
- Consumer Protection
- Reduction of Financial Crime
The contact details of the Financial Services Authority are as follows:
- 25 The North Colonnade,
Canary Wharf,
London E14 5HS
- Telephone - 020 7066 1000(UK), +44 20 7066 1000(Overseas)
- Consumer Helpline- 0845 606 1234 (UK), +44 20 7066 1000(Overseas)
- Firms Contact Centers- 0845 606 9966 (UK), +44 20 7066 1000 (Overseas)
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