The
Mortgage Comparison UK happens to be a relatively easy function as the leading service providers have been putting up information on their websites, on the various mortgages and at the rate at which the services of these firms may be accrued.
The United Kingdom mortgage market is a huge industry, with lots of options for the borrowers. The mortgage borrowers in the United Kingdom can choose from the following unique loans:
Repayment Mortgages
Endowment Mortgages
Individual Savings Account Mortgages, Or ISA Mortgages
Pension Mortgages
The mortgage borrowers in the United Kingdom have the freedom to choose from the following varieties of interest rates:
- Variable Interest Rates
- Fixed Interest Rates
- Capped Rates
- Cash Back Rates
- Discounted Rates
The borrowers have a choice from as many as four thousand mortgage services in the United Kingdom. The normal categories are as follows:
- Fixed Mortgages, with no tie-in beyond benefit period
- Fixed Mortgages, with tie-in beyond benefit period
- Flexible Mortgages
- Discount Mortgages, with no tie-in beyond benefit period
- Discount Mortgages, with tie-in beyond benefit period
- Capped Mortgages
- First Time Buyers Mortgages
- Self Certification Mortgages
- Buy to Let Mortgages
- Light Adverse Payment History Mortgages
- Medium Adverse Payment History Mortgages
- Heavy Adverse Payment History Mortgages
- Offset Mortgages
Following are the latest mortgage rates, as offered by different companies in the United Kingdom as per mortgage categories:
Fixed (no tie-in beyond benefit period) Mortgages
- Bradford & Bingley Mortgages Standard-5.99%
- Cheshire BS – 5.84%
- Principality BS - 5.79%
- Nationwide BS - 5.98%
Fixed (with tie-in beyond the benefit period) Mortgages
- Market Harborough BS Direct - 3.25%
- Norwich & Peterborough BS - 5.48%
Flexible Mortgages
- Nationwide BS - 5.38%
- Saffron Building Society - 5.19%
- Alliance & Leicester Prime - 5.61%
- Hinckley & Rugby BS Flexible No TT Fee - 5.84%
Discount (with tie-in beyond the benefit period) Mortgages
- Barnsley BS Direct - 4.24%
- Norwich & Peterborough BS - 4.44%
- Chorley BS - 5.6%
Capped Mortgages
- Abbey - 6.29%
- Marsden BS - 6.69%
Discount (no tie-in beyond benefit period) Mortgages
- Saffron Building Society - 5.19%
- Ipswich BS - 5.49%
- Alliance & Leicester Prime - 5.61%
- Chorley BS - 5.85%
First Time Buyers Mortgages
- Bristol & West Mortgages - 5.34%
- Nationwide BS - 5.78%
- Alliance & Leicester Prime - 5.61%
- Norwich & Peterborough BS - 6.14%
Self Certification Mortgages
- Alliance & Leicester Prime SC - 6.24%
- Ipswich BS - 5.74%
- Standard Life Bank No Cash Reserve Pur - 6.03%
- Leeds Building Society Direct - 6.05%
Buy to Let Mortgages
- Stroud & Swindon BS Buy to Let - 5.59%
- Cheltenham & Gloucester Direct BTL - 5.48%
- Derbyshire BS BTL - 6.2%
Light Adverse Payment History Mortgages
- Furness BS Direct -5.49%
- Bristol & West Mortgages -5.34%
- National Counties BS Direct -5.65%
- Coventry BS -5.95%
Medium Adverse Payment History Mortgages
- Beverley BS Subprime -5.44%
- BM Solutions Near Prime Self Cert -5.89%
- Norwich & Peterborough BS Near Prime -6.49%
Heavy Adverse Payment History Mortgages
- Chelsea BS NC Prospect Adverse -6.84%
Offset (new) Mortgages
- Hinckley & Rugby BS -6.0%
- Market Harborough BS -6.05%