EMC Mortgage Corporation is a mortgage banking company. It provides different kind of services to the consumers. The Bear Stearns Companies Inc, is the holding company of EMC Mortgage Corporation and as a subsidiary, it is doing a good job. As a banking company EMC Mortgage Corporation, provides specialized services in the field of residential loans. These services are Securitisation, acquisition, servicing and disposition of loans of residential nature.
The company was established in 1990 and since then it has provided the customers, some excellent pricing. It has proved its talent and its experience in managing the portfolios of the customers. Through these works the company has developed to a level, where they have more than 1,000 employees. The company started with only 10 persons and it is a 100% growth rate, if today's strength is compared to that day. This success is nothing but a result of following the disciplines and remain focused on the job, which is to provide quality services to the consumers.
EMC Mortgage Corporation, has some of the best professionals of the mortgage field as their employee. This is a great factor for any company because these professionals can add an extra edge in the services and the professionals are doing the same thing. There are well-experienced employees in the company to deal with the loan-workouts, collections, accounting and customer care., There are very experienced persons. So that it can be said that the company management and staffs are responsible for the growth of the company and for earning the customers trust.
Before dealing with the customers the company considers the customers individually. Next the EMC Mortgage Corporation follows the philosophy of value maximization. The company also focuses on the creativeness of their services. So, when it comes to servicing, there is nobody who is treated differently and this is because the company motto is to treat the customers as their assets. Now, handling asset is not a game of novice and so that, the company employees are given good training. Regulatory compliance and collections are given due importance in the process of providing services to the customers.
Again, the methodology of servicing remains under microscope to find out if any fault is there. Creativeness and financial circumspection is the main the main force behind their decision making.Latest technology is used by the company to provide the customers with the best services. The company takes good care that the employees are efficient to use the modern technology.