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Home >>Savings >> Japan >>  Postal

Japan's Postal Savings

Japan's postal savings schemes are regulated by Japan Post, which was incorporated in the year 2003. Japan Post functioned in the form of a public corporation and it provided a variety of postal products and services to the people of Japan. The comprehensive range of products and services offered by Japan Post included life insurance, banking services, package delivery services and postal delivery services.

The operations of the Japan Post Group were carried out with the help of approximately 400,000 employees and around 25,000 post offices all over Japan. Previously, the Japan Post Group ranked as the biggest employer in the country. 33% of the total goverment employees in Japan functioned under Japan Post.

Japan Post functions as the principal medium of personal savings in Japan.

Japan's postal savings system was regarded as one of the biggest postal savings systems in the world. Japan Post was frequently considered to be the biggest personal savings holder all over the world. A substantial volume of personal savings in the form of savings accounts and life insurance is held by the Japan Post Group. The holdings of Japan Post Group represent 1/4th of household assets in the country. Almost 20% of the national debt of Japan was held by Japan Post in the shape of government bonds.

Japan Post was privatized by the Governent of Japan in the year 2007. At present, the postal savings schemes in Japan are supervised by the divisions under the Japan Post Group. Japan Post Group is also known as Japan Post Holdings or Japan Post Holdings Company Limited. The headquarters of Japan Post are located in Tokyo, Japan.

The post offices in Japan can usually be categorized into two types. One is the normal type and the other is engaged in the collection and sending of posts. The majority of post offices do not function as distribution centers and only the important post offices do. In addition, the distribution centers of Japan Post provide a comprehensive variety of services related to postal savings for commercial enterprises, some of those are not offered by the common post offices.

The divisions under the Japan Post Group are the following:
  • Japan Post Service
  • Japan Post Network
  • Japan Post Insurance
  • Japan Post Bank
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